. >>> good evening, president fong and commissioners, my name is steve adams. i am the managing director of the sterling bank and trust here in san francisco. and, yes, we did try to open up a limited use bank branch several years ago and we were denied. things have changed in these last six years. first off, we are a limited use bank bran. . we are not a full bank branch. the other institutions * that were described are national banks. we are community banks. we are a community bank based here in san francisco. with our branches here in san francisco and one in burlingame. for six years i have tried to lease out this space. i have had gladys real estate and cb ellis try to rent the space out. i had one offer from a company called cheaper cigarette. and because of my neighborhood, because i get involved in other neighborhood groups, i could not lease that space out to a cigarette vendor. and, so, i've had no other offers in that many years. and then i've had no offers for the last three years since that offer and it's just sitting there vacant. i did, even befo